Open a New Door

How to Apply
townhome

home
ownership

Habitat for Humanity partners with families and individuals in Pinellas, West Pasco, and Hernando Counties who do not qualify for a traditional mortgage. The Habitat Homeownership Program prepares partners to be successful homeowners through a 38-course education curriculum, including topics from budgeting to home maintenance. Upon completing the program, homeowners earn a 0% interest mortgage, opening a new door to a brighter future.

learn more & apply now

benefits of
Habitat homeownership

  • Affordable 0% Interest Mortgage
  • No Down Payment Required
  • No PMI Required
  • Own Your Home
  • Build Generational Wealth
  • Energy Star Efficient Home
  • Financial & Homebuyer Education
  • Whirlpool Energy Star Appliances

Your Journey to Homeownership Starts Here

Thank you for your interest in becoming a Habitat homeowner!

Currently, our affiliate is seeking applicants interested in owning a townhome in Pinellas County or a single-family home in West Pasco County. Those interested in purchasing a home in Hernando County are encouraged to sign up for our Foundations First Class, which provides essential preparation and communication for future homeownership.

Click here to learn more about our current homeownership opportunities and to apply.

Foundations First is our educational series designed to help future applicants:

✅ Understand income and eligibility requirements

✅ Get financially prepared and “loan ready”

✅ Build strong budgeting habits

✅ Gather required documents

✅ Learn what it takes to partner with Habitat for Humanity

more than a mortgage

More Than a Mortgage is a video series where we spotlight the incredible personal milestones Habitat homeowners achieve once they have the stability, affordability, and peace of mind of a home they helped build.

ANCHOR YOUR EMPLOYEES

Partner with Habitat to anchor your employees in our region through affordable homeownership.

Our team is a resource for your talent retention.

Contact marketing@mediumvioletred-elk-623988.hostingersite.com today to schedule a 30-minute Homeownership Info Session for your staff.

Completed

Shell Dash Townhomes

St. Petersburg, FL

The Greenway

Lealman, FL

Tellor Estates

Pinellas Park, FL

Town & Country Villas

New Port Richey, FL

Haven Ridge

St. Petersburg, FL

Shady Grove Townhomes

Dunedin, FL

Under Construction

The Grove

St. Petersburg, FL

Longlake Preserve

Largo, FL

Coming Soon

Lake Seminole Presbyterian Church

Seminole, FL

St. Bedes

St. Petersburg, FL

Century Drive

Spring Hill, FL

Lake Belleview

Clearwater, FL

Lealman Heights

Lealman, FL

Sandhill Ridge

New Port Richey, FL

Pelican Place

St. Petersburg, FL

Shell Dash Townhomes

St. Petersburg, FL

In April 2025, ten families earned the keys to their new townhomes at Habitat for Humanity Tampa Bay Gulfside’s Shell Dash Community. Habitat broke ground on this affordable townhome development in December 2022. All ten families earn no more than 80% of the Area Median Income (AMI) and will have a 0% interest home loan of no more than $279,000. These families also completed the Habitat Homeownership Program which consists of 38 homebuyer education classes and putting in 350-450 sweat equity hours.

Each of these townhome units is just under 1,300 square feet, features three bedrooms, three full bathrooms, two walk-in closets (upstairs), and includes a walkout porch, contemporary landscaping, large windows, and a chef-inspired kitchen with granite countertops and stainless steel appliances.

The Greenway

Lealman, FL

The Greenway is a subdivision which features 13 single-family Habitat homes in the Lealman community in St. Petersburg. Each house is a single-story home with an attached garage. This project is a partnership with Pinellas County to bring more affordable homeownership units to the Lealman Community.

Tellor Estates

Pinellas Park, FL

In 2018, Habitat acquired 7.3 acres in Pinellas Park located at the northeast corner of 68th Street and 62nd Avenue North. In June of 2019, Habitat Pinellas and West Pasco broke ground on it’s largest development to date. Tellor Estates will eventually grow to 75 single-family homes in Pinellas Park.

One of the reasons the previous owner sold the property to Habitat is because we would not displace the 15 residents on the property, rather build around them. All other developers would have given them notice to vacate. Once these residents move on from their current property, Habitat will take over the land to build another single-family home for a Habitat family in the program.

Town & Country Villas

New Port Richey, FL

Habitat believes the redevelopment of Leisure Lane and Van Doran Avenue will be a catalyzing and transformational development in West Pasco. Since merging our two affiliates, we have been able to complete 10 homes in Town & Country Villas, significantly increasing production over sevenfold and this was even through a pandemic! This is an achievement our entire organization is proud of and the work continues to this day. Through a combined effort and partnership with Pasco County, City of New Port Richey, and the community, we have already witnessed significant change in the area and hope to see the quality of life for the residents and businesses continue to vastly improve. However, there are sizable challenges that remain with the redevelopment, mainly related to the substantial infrastructure needs for the area and flood mitigation that needs to occur. After nearly 5 years of trying to redevelop the property, our affiliate and its Board of Directors has concluded it is best if another entity shepherd the revitalization of the area. This was not an easy decision; however, we believe this will allow our organization to refocus our efforts within Pasco County and ultimately serve more families.

Haven Ridge

St. Petersburg, FL

Habitat developed 9 townhomes on this 0.7 acre site in north St. Petersburg located off of 42nd Ave North. Each unit is approximately 1,500 sqft of total space and consists of 3br/2.5ba. Units had both a fenced-in front yard as well as a courtyard-style backyard, which abutted a 2-car detached garage with an adjoining parking pad.

The property is held within the Pinellas County Community Land Trust with a 99 year leasehold agreement.

Shady Grove Townhomes

Dunedin, FL

In 2018, Habitat acquired 7.3 acres in Pinellas Park located at the northeast corner of 68th Street and 62nd Avenue North. In June of 2019, Habitat Pinellas and West Pasco broke ground on it’s largest development to date. Tellor Estates will eventually grow to 75 single-family homes in Pinellas Park.

One of the reasons the previous owner sold the property to Habitat is because we would not displace the 15 residents on the property, rather build around them. All other developers would have given them notice to vacate. Once these residents move on from their current property, Habitat will take over the land to build another single-family home for a Habitat family in the program.

The Grove

St. Petersburg, FL

St. Petersburg Mayor Ken Welch has selected affordable housing developer Habitat for Humanity to develop two properties on 18th Avenue South in south St. Pete. The Grove, located at 18th Avenue South and 18th Street South, will featured between 11 townhomes. The development is currently under construction with each townhome featuring two stories with both 3-bedroom, 2-bath and 2 bedroom, 2-bath units.

Longlake Preserve

Largo, FL

Longlake Preserve, the townhome development located on the Largo-Clearwater border, will feature 52 townhomes and two single-family homes once completed. The development is being built in five phases, with the first three phases now finished, dedicated, and and families moved in. Phases four and five are already under construction. Longlake Preserve features three and four-bedroom townhomes with single car garages, contemporary open living space downstairs, and stainless-steel appliances in the kitchen.

 

Habitat is under contract on 8 acres of land just North of the current property, the former First Assembly of God church property. The property will be rezoned to make way for 100 townhomes, totaling more than 150 townhomes in the entire development once completed. Rezoning should occur within the next year, and site work is expected to begin in 2026. The entire project is projected to take one and a half to two years.

Lake Seminole Presbyterian Church

Seminole, FL

Lake Seminole Presbyterian Church will be a unique housing partnership between Habitat and the church. The property will be a Senior Village featuring 16 Cottage Units. Habitat will construct a new multipurpose worship hall as consideration for the vacant 2 acres.

St. Bedes

St. Petersburg, FL

St. Bedes is a 2.076 acre property that will be developed into 39 townhomes in St. Petersburg. This project is in partnership with Episcopal Diocese on a former sanctuary site. We are currently in the process of acquiring the site and creating the initial design concept.

Century Drive

Spring Hill, FL

Century Drive is a 9.5-acre site that was donated to Habitat by Hernando County. Approximately 30 single-family homes will be built on the site. An existing roadway will allow for rapid construction of first phase upon site approval. The development is expected to include 2-bedroom, 3-bedroom, and 4-bedroom homes within the single-family home community. Anticipated total development timeframe is 30 months.

Lake Belleview

Clearwater, FL

Lake Belleview is an upcoming townhome development partnership with local affordable housing provider Tampa Bay Neighborhood Housing Services. Habitat will develop 12 units for homeowners under 80% AMI, while TBNHS will develop 12 units for homeowners with incomes up to 120% AMI. The townhomes will feature 3 bedroom, 2.5 bath, 1 car garage units. The project is estimated to cost $9 million.

Lealman Heights

Lealman, FL

Lealman Heights is an upcoming mixed housing development in the Lealman Community in St. Petersburg which will feature a total of 57 Units. There will be 31 single family homes and a 26 unit townhome development. All properties will be held in a land lease.

Sandhill Ridge

New Port Richey, FL

Habitat is excited to advance homeownership efforts in Pasco country through the purchase of an almost 5 acres site, conveniently located off Little Road, directly adjacent to new VA Outpatient Medical Center. We are anticipating a total of 23 single-family homes. This will be over a $6 million investment into the area and provide increased property tax revenues for decades to come.

Pelican Place

St. Petersburg, FL

St. Petersburg Mayor Ken Welch has selected affordable housing developer Habitat for Humanity to develop two properties on 18th Avenue South in south St. Pete. Pelican Place, located on a 2.1-acre city-owned lot across from Tangerine Plaza on the southwest corner of 18th Avenue South and 21st Street, will feature 40 three-story townhomes ranging between 1,200 and 1,400 square feet. Habitat plans to include two-, three-, and four-bedroom floor plans. Preliminarily, the new development will include two-bedroom, three-bedroom, and four-bedroom townhomes.

The average annual monthly mortgage payment for townhomes in the development are expected to be around $1,211 per month for a three-bedroom, two-bathroom unit. The pricing is expected to be attainable for households making $44,000, for example. Habitat will be able to offer 30-year, 0% fixed-rate mortgages.

Pelican Place would incorporate coastal contemporary design elements with a coastal color pallet, modern and traditional accents, coastal-style storm shutters, and Florida-friendly landscaping.